Which Rent Collection Software Is Right for Your Portfolio?
Rentec Direct starts at $45/mo but charges per-transaction ACH and card fees that add up fast. RentRate's per-unit pricing includes payment processing — no surprise fees at month end.
No credit card · No contract · Setup in 10 min
Rentec Direct (500 units)
$350+/mo + fees
Monthly cost estimate
RentRate (500 units)
$750/mo all-in
Monthly all-in cost
Potential Savings
Varies (transaction fees add up)
Annually (500 units)
RentRate vs Rentec Direct — side-by-side for 200–1,000 unit property managers
| Feature | RentRate | Rentec Direct |
|---|---|---|
| Monthly cost (500 units) | $750/mo all-in | $350+/mo + ACH fees |
| Per-unit pricing model | ✓ Transparent $1–$3/unit ✓ Best | ✗ Flat plans + transaction fees |
| ACH payment fees | ✓ No extra fees ✓ Best | ✗ $1–$2 per transaction |
| Online rent collection | ✓ Included | ✓ Included |
| Tenant portal | ✓ Included | ✓ Included |
| Stripe-powered payments | ✓ Native Stripe ✓ Best | ✗ Proprietary processor |
| Setup time | 10 minutes ✓ Best | 1–2 days |
| Free trial | 3-day free trial ✓ Best | Demo only |
| Contract required | ✗ No contract | ✗ No contract |
| Owner portal | Coming Q4 2026 | ✓ Included |
| Maintenance tracking | Coming Q3 2026 | ✓ Full suite |
| Accounting/GL | Payments & ledger | ✓ Full accounting |
| CSV bulk import | ✓ Up to 5,000 rows | ✓ Available |
* Pricing based on publicly available information as of May 2026. Actual costs may vary.
200–1,000 unit property managers who want predictable per-unit pricing and no transaction fee surprises.
Smaller landlords (under 100 units) who want a full-featured platform at a low base price and don't mind per-transaction fees.
"Rentec was $45/mo in theory. In reality with ACH fees for 210 units it was hitting $290–$320/mo. RentRate is $420/mo flat. Cleaner math, better support."
James K.
Independent Property Manager, 210 units, Dallas TX
No credit card. No contract. Setup in 10 minutes. If you're managing 200+ units on Rentec Direct, run the numbers — most managers save at least $3,600/year switching.